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Demi Debitur, Perusahaan Pembiayaan Gelontorkan Rp 200 Triliun Untuk Restrukturisasi Kredit

Ketum APPI, Suwandi Wiratno ( foto:dok.istimewah)
JAKARTA, Faktabandungraya.com,-- Pandemi Covid-19 memberikan dampak yang nyata pada semua sektor industri termasuk industri pembiayaan. Meski menghadapi tekanan pandemi, Asosiasi Perusahaan Pembiayaan Indonesia (APPI) mengaku bangga dengan industri pembiayaan.

Pasalnya walaupun tengah berjuang menghadapi situasi yang sulit, perusahaan pembiayaan tetap memberikan bantuan kepada para debiturnya yang saat ini berjumlah sekitar 23 juta debitur.

"Hampir 2 tahun kita berjuang bersama karena situasinya sangat beda situasinya sangat sulit bagi kita semua. Pandemi Covid-19 benar-benar menghantam banyak industri dan bahkan banyak nasabah kita perlu dibantu," ujar Ketua Umum APPI Suwandi Wiratno dalam sambutannya pada acara Indonesia Best Multifinance Awards yang digagas Wartaekonomi.co.id secara virtual di Jakarta, Kemarin.

Dia menyebutkan, salah satu bantuan yang diberikan ialah program restrukturisasi kredit yang dicanangkan OJK melalui POJK No.14/POJK.05/ 2020 tentang Kebijakan Countercyclical Dampak Penyebaran Coronavirus Disease 2019 bagi Lembaga Jasa Keuangan Nonbank. Menurutnya, lewat kebijakan ini, banyak debitur yang mengalami kesulitan akibat pandemi merasa terbantu dengan adanya relaksasi cicilan kredit.

"Perusahaan pembiayaan telah lakukan restrukturisasi besar-besaran dimana hingga 13 September 2021 kurang lebih 5,7 juta debitur telah mengajukan restrukturisasi kredit dan 5,2 juta debitur yang disetujui restruk. Untuk jumlahnya sangat signifikan sekitar lebih dari Rp200 triliun, namun dari data yang kami terima sebanyak 65-70% sudah kembali membayar dengan normal dan tidak perlu direscheduling," jelas Suwandi.

Lebih lanjut, katanya, hal ini menunjukkan bagaimana perusahaan pembiayaan telah mbantu para debitur yang mengalami kesulitan-kesulitan di masa pandemi.

"Apa yang telah dilakukan perusahaan pembiayaan dalam membantu para debiturnya kita bisa sama-sama tumbuh, karena debitur perlu perusahaan pembiayaan dan kami pun memerlukan debitur yang baik untuk menjadi partner kami," ucapnya.

Tidak hanya itu, Suwandi menambahkan, kebijakan restrukturisasi kredit ini juga memberikan dampak positif pada kinerja perusahaan pembiayaan.

"Dengan restrukturisasi ini membuat perusahaan pembiayaan lebih baik dari kualitas aset sehingga pertumbuhan laba di Juni 2021 sekitar 131% (yoy). dan Proyeksi dari APPI sampai akhir tahun 2021 kita masih minus tapi semakin kecil sekitar minus 1-3%," sebut Suwandi.

Sementara dari sisi rasio NPF, Suwandi menerangkan NPF perusahaan pembiayaan tetap terkendali dan menunjukkan perbaikan dimana pada Juni 2021 tercatat 3,96%, lebih baik dibandingkan 2020 yang sebesar 4,01%. Kemudian untuk NPF netto masih sangat terkendali dengan angka dibawah 1,5% dan BOPO sebesar 82% di Juni 2021.

Dalam kesempatan yang sama, Founder dan Presiden Komisaris Wartaekonomi.co.id mengapresiasi perusahaan pembiayaan yang telah memberikan kontribusinya dalam percepatan pemulihan ekonomi nasional.

"Warta Ekonomi dalam memilih peraih penghargaan best multifinance telah menyeleksi perusahaan-perusahaan pembiayaan dan ternyata kontribusi mereka baik sekali dalam pertumbuhan ekonomi baik melalui pembiayaan konsumtif maupun produktif. Saya ucapkan atas perusahaan-perusahaan yang berprestasi, yang memberikan kontribusi dan memenangkan award multifinance 2021 ini," ungkap Fadel.

Berikut adalah para pemenang “Indonesia Best Multifinance Award Awards 2021”:

 

DAFTAR PEMENANG

 

No.

Perusahaan

Category

Title

1

PT Federal International Finance

Total Assets Above 30 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Financing Business Development

2

PT Astra Sedaya Finance

Total Assets Above 30 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Digital Product Acceleration

3

PT Adira Dinamika Multi Finance Tbk

Total Assets 10 - 30 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Digital Service Innovation

4

PT Bussan Auto Finance

Total Assets 10 - 30 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Environmental Care Programs Financing

5

PT BFI Finance Indonesia Tbk.

Total Assets 10 - 30 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Credit Service Facility Innovation

6

PT Mandiri Tunas Finance

Total Assets 10 - 30 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Credit Service Collaboration

7

PT Indomobil Finance Indonesia

Total Assets 10 - 30 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Digital Service Innovation

8

PT Toyota Astra Financial Services

Total Assets 10 - 30 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Digital Financing Programs

9

PT Summit Oto Finance

Total Assets 10 - 30 Trillion

Best Multifinance 2021 with Great Financial Performance and Motorcycle Financing Development

10

PT Oto Multiartha

Total Assets 10 - 30 Trillion

Best Multifinance 2021 with Great Financial Performance and Car Loan Financing Development

11

PT Indomobil Multi Jasa Tbk.

Total Assets 10 - 30 Trillion

Best Multifinance 2021 with Great Financial Performance and Financing Business Development

12

PT BCA Finance

Total Assets 5 - 10 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Financing Business Development

13

PT Maybank Indonesia Finance

Total Assets 5 - 10 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Business Segmentation Development

14

PT Clipan Finance Indonesia Tbk

Total Assets 5 - 10 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Digital Service Innovation

15

PT Sinar Mas Multifinance

Total Assets 5 - 10 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Financing Service Innovation

16

PT Mitsubishi UFJ Lease & Finance Indonesia

Total Assets 5 - 10 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Global Company Development

17

PT Mitsui Leasing Capital Indonesia 

Total Assets 5 - 10 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Car Loan Financing Development

18

PT Mandiri Utama Finance

Total Assets 5 - 10 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Digital Financing Programs

19

PT JACCS Mitra Pinasthika Mustika Finance Indonesia

Total Assets 5 - 10 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Digital Financing Collaboration

20

PT Buana Finance Tbk

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Digital Payment Innovation

21

PT Wahana Ottomitra Multiartha Tbk

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Vehicle Financing Credit Development

22

PT Hino Finance Indonesia

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Consumer Service Innovation

23

PT Mandala Multifinance Tbk

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Company Stock Development

24

PT Home Credit Indonesia

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Digital Product Acceleration

25

PT Verena Multi Finance Tbk

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Financing Business Development

26

PT Batavia Prosperindo Finance Tbk

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Development of Financing Distribution

27

PT KDB Tifa Finance Tbk

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Financing Business Expansion

28

PT CIMB Niaga Auto Finance

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Business Segmentation Development

29

PT Chandra Sakti Utama Leasing

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Credit Service Collaboration

30

PT Orico Balimor Finance

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Great Financial Performance and Consumer Service Innovation

31

PT Mega Central Finance

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Great Financial Performance and Digital Service Innovation

32

PT MNC Finance

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Great Financial Performance and Vehicle Loan Credit Collaboration

33

PT Multindo Auto Finance

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Great Financial Performance and Entrepreneur Loan Service Innovation

34

PT BNI Multifinance

Total Assets 1 - 5 Trillion

Best Multifinance 2021 with Great Financial Performance and Business Segmentation Development

35

PT AB Sinarmas Multifinance

Total Assets Below 1 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Financing Business Development

36

PT AEON Credit Service Indonesia

Total Assets Below 1 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Credit Service Innovation

37

PT Radana Bhaskara Finance Tbk

Total Assets Below 1 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Business Segmentation Development

38

PT Fuji Finance Indonesia Tbk

Total Assets Below 1 Trillion

Best Multifinance 2021 with Outstanding Financial Performance and Development of Financing Cash Flow

39

PT Trust Finance Indonesia Tbk

Total Assets Below 1 Trillion

Best Multifinance 2021 with Excellent Financial Performance and Financing Business Development

40

PT Mega Auto Finance

Total Assets Below 1 Trillion

Best Multifinance 2021 with Great Financial Performance and Vehicle Financing Credit Development