Demi Debitur, Perusahaan Pembiayaan Gelontorkan Rp 200 Triliun Untuk Restrukturisasi Kredit

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Ketum APPI, Suwandi Wiratno ( foto:dok.istimewah)

JAKARTA, Faktabandungraya.com,-- Pandemi Covid-19 memberikan dampak yang nyata pada semua sektor industri termasuk industri pembiayaan. Meski menghadapi tekanan pandemi, Asosiasi Perusahaan Pembiayaan Indonesia (APPI) mengaku bangga dengan industri pembiayaan.

Pasalnya walaupun tengah berjuang menghadapi situasi yang sulit, perusahaan pembiayaan tetap memberikan bantuan kepada para debiturnya yang saat ini berjumlah sekitar 23 juta debitur.

"Hampir 2 tahun kita berjuang bersama karena situasinya sangat beda situasinya sangat sulit bagi kita semua. Pandemi Covid-19 benar-benar menghantam banyak industri dan bahkan banyak nasabah kita perlu dibantu," ujar Ketua Umum APPI Suwandi Wiratno dalam sambutannya pada acara Indonesia Best Multifinance Awards yang digagas Wartaekonomi.co.id secara virtual di Jakarta, Kemarin.

Dia menyebutkan, salah satu bantuan yang diberikan ialah program restrukturisasi kredit yang dicanangkan OJK melalui POJK No.14/POJK.05/ 2020 tentang Kebijakan Countercyclical Dampak Penyebaran Coronavirus Disease 2019 bagi Lembaga Jasa Keuangan Nonbank. Menurutnya, lewat kebijakan ini, banyak debitur yang mengalami kesulitan akibat pandemi merasa terbantu dengan adanya relaksasi cicilan kredit.

"Perusahaan pembiayaan telah lakukan restrukturisasi besar-besaran dimana hingga 13 September 2021 kurang lebih 5,7 juta debitur telah mengajukan restrukturisasi kredit dan 5,2 juta debitur yang disetujui restruk. Untuk jumlahnya sangat signifikan sekitar lebih dari Rp200 triliun, namun dari data yang kami terima sebanyak 65-70% sudah kembali membayar dengan normal dan tidak perlu direscheduling," jelas Suwandi.

Lebih lanjut, katanya, hal ini menunjukkan bagaimana perusahaan pembiayaan telah mbantu para debitur yang mengalami kesulitan-kesulitan di masa pandemi.

"Apa yang telah dilakukan perusahaan pembiayaan dalam membantu para debiturnya kita bisa sama-sama tumbuh, karena debitur perlu perusahaan pembiayaan dan kami pun memerlukan debitur yang baik untuk menjadi partner kami," ucapnya.

Tidak hanya itu, Suwandi menambahkan, kebijakan restrukturisasi kredit ini juga memberikan dampak positif pada kinerja perusahaan pembiayaan.

"Dengan restrukturisasi ini membuat perusahaan pembiayaan lebih baik dari kualitas aset sehingga pertumbuhan laba di Juni 2021 sekitar 131% (yoy). dan Proyeksi dari APPI sampai akhir tahun 2021 kita masih minus tapi semakin kecil sekitar minus 1-3%," sebut Suwandi.

Sementara dari sisi rasio NPF, Suwandi menerangkan NPF perusahaan pembiayaan tetap terkendali dan menunjukkan perbaikan dimana pada Juni 2021 tercatat 3,96%, lebih baik dibandingkan 2020 yang sebesar 4,01%. Kemudian untuk NPF netto masih sangat terkendali dengan angka dibawah 1,5% dan BOPO sebesar 82% di Juni 2021.

Dalam kesempatan yang sama, Founder dan Presiden Komisaris Wartaekonomi.co.id mengapresiasi perusahaan pembiayaan yang telah memberikan kontribusinya dalam percepatan pemulihan ekonomi nasional.

"Warta Ekonomi dalam memilih peraih penghargaan best multifinance telah menyeleksi perusahaan-perusahaan pembiayaan dan ternyata kontribusi mereka baik sekali dalam pertumbuhan ekonomi baik melalui pembiayaan konsumtif maupun produktif. Saya ucapkan atas perusahaan-perusahaan yang berprestasi, yang memberikan kontribusi dan memenangkan award multifinance 2021 ini," ungkap Fadel.

Berikut adalah para pemenang “Indonesia Best Multifinance Award Awards 2021”:

 

DAFTAR PEMENANG

 

No.	Perusahaan	Category	Title
1	PT Federal International Finance	Total Assets Above 30 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Financing Business Development
2	PT Astra Sedaya Finance	Total Assets Above 30 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Digital Product Acceleration
3	PT Adira Dinamika Multi Finance Tbk	Total Assets 10 - 30 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Digital Service Innovation
4	PT Bussan Auto Finance	Total Assets 10 - 30 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Environmental Care Programs Financing
5	PT BFI Finance Indonesia Tbk.	Total Assets 10 - 30 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Credit Service Facility Innovation
6	PT Mandiri Tunas Finance	Total Assets 10 - 30 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Credit Service Collaboration
7	PT Indomobil Finance Indonesia	Total Assets 10 - 30 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Digital Service Innovation
8	PT Toyota Astra Financial Services	Total Assets 10 - 30 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Digital Financing Programs
9	PT Summit Oto Finance	Total Assets 10 - 30 Trillion	Best Multifinance 2021 with Great Financial Performance and Motorcycle Financing Development
10	PT Oto Multiartha	Total Assets 10 - 30 Trillion	Best Multifinance 2021 with Great Financial Performance and Car Loan Financing Development
11	PT Indomobil Multi Jasa Tbk.	Total Assets 10 - 30 Trillion	Best Multifinance 2021 with Great Financial Performance and Financing Business Development
12	PT BCA Finance	Total Assets 5 - 10 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Financing Business Development
13	PT Maybank Indonesia Finance	Total Assets 5 - 10 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Business Segmentation Development
14	PT Clipan Finance Indonesia Tbk	Total Assets 5 - 10 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Digital Service Innovation
15	PT Sinar Mas Multifinance	Total Assets 5 - 10 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Financing Service Innovation
16	PT Mitsubishi UFJ Lease & Finance Indonesia	Total Assets 5 - 10 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Global Company Development
17	PT Mitsui Leasing Capital Indonesia	Total Assets 5 - 10 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Car Loan Financing Development
18	PT Mandiri Utama Finance	Total Assets 5 - 10 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Digital Financing Programs
19	PT JACCS Mitra Pinasthika Mustika Finance Indonesia	Total Assets 5 - 10 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Digital Financing Collaboration
20	PT Buana Finance Tbk	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Digital Payment Innovation
21	PT Wahana Ottomitra Multiartha Tbk	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Vehicle Financing Credit Development
22	PT Hino Finance Indonesia	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Consumer Service Innovation
23	PT Mandala Multifinance Tbk	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Company Stock Development
24	PT Home Credit Indonesia	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Digital Product Acceleration
25	PT Verena Multi Finance Tbk	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Financing Business Development
26	PT Batavia Prosperindo Finance Tbk	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Development of Financing Distribution
27	PT KDB Tifa Finance Tbk	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Financing Business Expansion
28	PT CIMB Niaga Auto Finance	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Business Segmentation Development
29	PT Chandra Sakti Utama Leasing	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Credit Service Collaboration
30	PT Orico Balimor Finance	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Great Financial Performance and Consumer Service Innovation
31	PT Mega Central Finance	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Great Financial Performance and Digital Service Innovation
32	PT MNC Finance	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Great Financial Performance and Vehicle Loan Credit Collaboration
33	PT Multindo Auto Finance	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Great Financial Performance and Entrepreneur Loan Service Innovation
34	PT BNI Multifinance	Total Assets 1 - 5 Trillion	Best Multifinance 2021 with Great Financial Performance and Business Segmentation Development
35	PT AB Sinarmas Multifinance	Total Assets Below 1 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Financing Business Development
36	PT AEON Credit Service Indonesia	Total Assets Below 1 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Credit Service Innovation
37	PT Radana Bhaskara Finance Tbk	Total Assets Below 1 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Business Segmentation Development
38	PT Fuji Finance Indonesia Tbk	Total Assets Below 1 Trillion	Best Multifinance 2021 with Outstanding Financial Performance and Development of Financing Cash Flow
39	PT Trust Finance Indonesia Tbk	Total Assets Below 1 Trillion	Best Multifinance 2021 with Excellent Financial Performance and Financing Business Development
40	PT Mega Auto Finance	Total Assets Below 1 Trillion	Best Multifinance 2021 with Great Financial Performance and Vehicle Financing Credit Development