JAKARTA, Faktabandungraya.com,-- Pandemi
Covid-19 memberikan dampak yang nyata pada semua sektor industri termasuk
industri pembiayaan. Meski menghadapi tekanan pandemi, Asosiasi Perusahaan Pembiayaan
Indonesia (APPI) mengaku bangga dengan industri pembiayaan.Ketum APPI, Suwandi Wiratno ( foto:dok.istimewah)
Pasalnya walaupun tengah berjuang menghadapi situasi yang sulit, perusahaan pembiayaan tetap memberikan bantuan kepada para debiturnya yang saat ini berjumlah sekitar 23 juta debitur.
"Hampir 2 tahun kita berjuang bersama karena situasinya sangat beda situasinya sangat sulit bagi kita semua. Pandemi Covid-19 benar-benar menghantam banyak industri dan bahkan banyak nasabah kita perlu dibantu," ujar Ketua Umum APPI Suwandi Wiratno dalam sambutannya pada acara Indonesia Best Multifinance Awards yang digagas Wartaekonomi.co.id secara virtual di Jakarta, Kemarin.
Dia menyebutkan, salah satu bantuan yang diberikan ialah program restrukturisasi kredit yang dicanangkan OJK melalui POJK No.14/POJK.05/ 2020 tentang Kebijakan Countercyclical Dampak Penyebaran Coronavirus Disease 2019 bagi Lembaga Jasa Keuangan Nonbank. Menurutnya, lewat kebijakan ini, banyak debitur yang mengalami kesulitan akibat pandemi merasa terbantu dengan adanya relaksasi cicilan kredit.
"Perusahaan pembiayaan telah lakukan restrukturisasi besar-besaran dimana hingga 13 September 2021 kurang lebih 5,7 juta debitur telah mengajukan restrukturisasi kredit dan 5,2 juta debitur yang disetujui restruk. Untuk jumlahnya sangat signifikan sekitar lebih dari Rp200 triliun, namun dari data yang kami terima sebanyak 65-70% sudah kembali membayar dengan normal dan tidak perlu direscheduling," jelas Suwandi.
Lebih lanjut, katanya, hal ini menunjukkan bagaimana perusahaan pembiayaan telah mbantu para debitur yang mengalami kesulitan-kesulitan di masa pandemi.
"Apa yang telah dilakukan perusahaan pembiayaan dalam membantu para debiturnya kita bisa sama-sama tumbuh, karena debitur perlu perusahaan pembiayaan dan kami pun memerlukan debitur yang baik untuk menjadi partner kami," ucapnya.
Tidak hanya itu, Suwandi menambahkan, kebijakan restrukturisasi kredit ini juga memberikan dampak positif pada kinerja perusahaan pembiayaan.
"Dengan restrukturisasi ini membuat perusahaan pembiayaan lebih baik dari kualitas aset sehingga pertumbuhan laba di Juni 2021 sekitar 131% (yoy). dan Proyeksi dari APPI sampai akhir tahun 2021 kita masih minus tapi semakin kecil sekitar minus 1-3%," sebut Suwandi.
Sementara dari sisi rasio NPF, Suwandi menerangkan NPF perusahaan pembiayaan tetap terkendali dan menunjukkan perbaikan dimana pada Juni 2021 tercatat 3,96%, lebih baik dibandingkan 2020 yang sebesar 4,01%. Kemudian untuk NPF netto masih sangat terkendali dengan angka dibawah 1,5% dan BOPO sebesar 82% di Juni 2021.
Dalam kesempatan yang sama, Founder dan Presiden Komisaris Wartaekonomi.co.id mengapresiasi perusahaan pembiayaan yang telah memberikan kontribusinya dalam percepatan pemulihan ekonomi nasional.
"Warta Ekonomi dalam memilih peraih penghargaan best multifinance telah menyeleksi perusahaan-perusahaan pembiayaan dan ternyata kontribusi mereka baik sekali dalam pertumbuhan ekonomi baik melalui pembiayaan konsumtif maupun produktif. Saya ucapkan atas perusahaan-perusahaan yang berprestasi, yang memberikan kontribusi dan memenangkan award multifinance 2021 ini," ungkap Fadel.
Berikut adalah para pemenang “Indonesia Best Multifinance Award Awards 2021”:
DAFTAR
PEMENANG
No. |
Perusahaan |
Category |
Title |
1 |
PT
Federal International Finance |
Total
Assets Above 30 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Financing
Business Development |
2 |
PT
Astra Sedaya Finance |
Total
Assets Above 30 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Digital Product
Acceleration |
3 |
PT
Adira Dinamika Multi Finance Tbk |
Total
Assets 10 - 30 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Digital Service
Innovation |
4 |
PT
Bussan Auto Finance |
Total
Assets 10 - 30 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Environmental
Care Programs Financing |
5 |
PT
BFI Finance Indonesia Tbk. |
Total
Assets 10 - 30 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Credit Service
Facility Innovation |
6 |
PT
Mandiri Tunas Finance |
Total
Assets 10 - 30 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Credit Service
Collaboration |
7 |
PT
Indomobil Finance Indonesia |
Total
Assets 10 - 30 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Digital Service
Innovation |
8 |
PT
Toyota Astra Financial Services |
Total
Assets 10 - 30 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Digital Financing
Programs |
9 |
PT
Summit Oto Finance |
Total
Assets 10 - 30 Trillion |
Best
Multifinance 2021 with Great Financial Performance and Motorcycle Financing
Development |
10 |
PT
Oto Multiartha |
Total
Assets 10 - 30 Trillion |
Best
Multifinance 2021 with Great Financial Performance and Car Loan Financing
Development |
11 |
PT
Indomobil Multi Jasa Tbk. |
Total
Assets 10 - 30 Trillion |
Best
Multifinance 2021 with Great Financial Performance and Financing Business
Development |
12 |
PT
BCA Finance |
Total
Assets 5 - 10 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Financing
Business Development |
13 |
PT
Maybank Indonesia Finance |
Total
Assets 5 - 10 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Business
Segmentation Development |
14 |
PT
Clipan Finance Indonesia Tbk |
Total
Assets 5 - 10 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Digital Service
Innovation |
15 |
PT
Sinar Mas Multifinance |
Total
Assets 5 - 10 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Financing
Service Innovation |
16 |
PT
Mitsubishi UFJ Lease & Finance Indonesia |
Total
Assets 5 - 10 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Global Company
Development |
17 |
PT
Mitsui Leasing Capital Indonesia |
Total
Assets 5 - 10 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Car Loan Financing
Development |
18 |
PT
Mandiri Utama Finance |
Total
Assets 5 - 10 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Digital Financing
Programs |
19 |
PT
JACCS Mitra Pinasthika Mustika Finance Indonesia |
Total
Assets 5 - 10 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Digital Financing
Collaboration |
20 |
PT
Buana Finance Tbk |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Digital Payment
Innovation |
21 |
PT
Wahana Ottomitra Multiartha Tbk |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Vehicle
Financing Credit Development |
22 |
PT
Hino Finance Indonesia |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Consumer Service
Innovation |
23 |
PT
Mandala Multifinance Tbk |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Company Stock
Development |
24 |
PT
Home Credit Indonesia |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Digital Product
Acceleration |
25 |
PT
Verena Multi Finance Tbk |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Financing Business
Development |
26 |
PT
Batavia Prosperindo Finance Tbk |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Development of
Financing Distribution |
27 |
PT
KDB Tifa Finance Tbk |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Financing Business
Expansion |
28 |
PT
CIMB Niaga Auto Finance |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Business
Segmentation Development |
29 |
PT
Chandra Sakti Utama Leasing |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Credit Service
Collaboration |
30 |
PT
Orico Balimor Finance |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Great Financial Performance and Consumer Service
Innovation |
31 |
PT
Mega Central Finance |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Great Financial Performance and Digital Service
Innovation |
32 |
PT
MNC Finance |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Great Financial Performance and Vehicle Loan Credit
Collaboration |
33 |
PT
Multindo Auto Finance |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Great Financial Performance and Entrepreneur Loan
Service Innovation |
34 |
PT
BNI Multifinance |
Total
Assets 1 - 5 Trillion |
Best
Multifinance 2021 with Great Financial Performance and Business Segmentation
Development |
35 |
PT
AB Sinarmas Multifinance |
Total
Assets Below 1 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Financing
Business Development |
36 |
PT
AEON Credit Service Indonesia |
Total
Assets Below 1 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Credit Service
Innovation |
37 |
PT
Radana Bhaskara Finance Tbk |
Total
Assets Below 1 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Business
Segmentation Development |
38 |
PT
Fuji Finance Indonesia Tbk |
Total
Assets Below 1 Trillion |
Best
Multifinance 2021 with Outstanding Financial Performance and Development of
Financing Cash Flow |
39 |
PT
Trust Finance Indonesia Tbk |
Total
Assets Below 1 Trillion |
Best
Multifinance 2021 with Excellent Financial Performance and Financing Business
Development |
40 |
PT
Mega Auto Finance |
Total
Assets Below 1 Trillion |
Best
Multifinance 2021 with Great Financial Performance and Vehicle Financing
Credit Development |